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Saturation
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Your production's bank account.

Fund projects, issue expense cards, pay vendors, and track every dollar. All from one platform. No more juggling three separate tools.

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Saturation Pay

The account, the cards, and every payment

Money moves through one system, so the budget already knows about it.

Banking

Saturation Pay: accounts, cards and bill pay in one place. Send ACH, wire or same-day.

Payments

Every payment in the workspace, from the ask to the money landing.

P-Cards

Set the limit before it ships.

Banking health

Every account, and its status.

Chart of accounts

Map your budget to the ledger.

Bulk card issuing

Add the crew, name the cards, pick the colours. Up to 25 in one run.

Bank account controls

Cap a project, watch it spend, switch it off.

Everything your production finances need

One platform replaces your bank, your card provider, and your budgeting software.

Integrated Bank Account

A dedicated account with routing and account numbers. Fund via ACH, wire, or direct transfer with 1-2 business day processing.

Virtual & Physical Cards

Issue unlimited Visa expense cards for crew, departments, and contractors. Compatible with Apple Pay and Google Wallet.

Project Allocations

Set hard spend caps per project or department. Producers see only their project, not company-wide funds.

Approval Workflows

Route bill payments through configurable approval chains. Pay vendors via ACH or wire directly from Saturation.

Auto-Categorized Expenses

Transactions auto-categorize to budget line items. Capture receipts via the Saturation Wallet mobile app.

Enterprise Security

SOC 2 Type 2 compliant. Bank-level encryption. Eliminate petty cash and risky financial practices.

One platform for every dollar

Fund projects, control spend, and pay vendors — all without leaving Saturation.

Stop duct-taping your finances together

Without Saturation

  • Separate bank account with no production controls
  • Generic corporate card with no project-level limits
  • Standalone budgeting software disconnected from your bank
  • Manual reconciliation between 3+ tools
  • Spreadsheets to track who spent what on which project
  • Paper receipts lost in the production office
  • Week-long delays to generate cost reports

With Saturation Pay

  • Integrated bank account with project allocations and hard caps
  • Expense cards with per-project spend limits and instant deactivation
  • Budgeting, expenses, and payments in one platform
  • Automatic reconciliation, transactions hit your actuals in real time
  • Role-based dashboards show each producer only their project
  • Receipt capture via mobile app, auto-matched to transactions
  • Cost reports generated in minutes, not days

Enterprise-grade security, built in

SOC 2 Type 2 Compliant

Independently audited to verify our security controls are properly designed to protect your financial data from day one.

Bank-Level Encryption

All data encrypted at rest and in transit. Multi-factor authentication on every account. Zero-trust architecture.

FDIC-Insured Funds

Funds are held at FDIC-insured partner banks, including Fifth Third Bank, N.A., Member FDIC, and are eligible for FDIC insurance up to applicable limits.

What our customers are saying

“The financial operating system of our production company. From budgeting to P-cards, AI receipt scanning, and QuickBooks sync, it replaced five separate tools.”

SG

Stephen Gray

Founder & Director, Tonal Films

Does a film production need its own bank account?

Usually, yes. Many independent films and series are produced through a single-purpose LLC formed for that one project, and that entity needs its own business account so investor money, incentive-eligible spend and vendor payments stay separate from the parent company and from other shows.

The account is opened in the LLC's name with its registration documents and tax ID, funded by equity, loans or the parent company, and used for everything the production pays: vendor invoices, deposits, card spend and crew reimbursements. Auditors, investors and tax incentive programs may all ask to see that the money moved through it cleanly, so the bank account and the budget need to tell the same story.

A standard business checking account knows nothing about the budget. Payments get approved by email, cards are shared, and someone matches the bank statement to the cost report by hand every week.

Saturation Pay is a US business account with its own routing and account numbers, opened inside Saturation by a registered US business after standard KYC and ownership verification. Applications typically process within 1 to 2 business days. Saturation is not a bank: the account runs on Stripe's infrastructure, and deposits are held at Fifth Third Bank, N.A., Member FDIC, insured up to $250,000. You fund it by ACH, wire or a direct transfer from a connected bank. Project allocations set a spending cap for each production, and project admins see only their own allocation. Allocations are caps, not separate accounts or reserved funds, so on their own they do not keep two legal entities' money apart. From the same account you issue debit expense cards, pay US vendors by ACH or domestic wire through your approval flows, and export statements as PDF or CSV.

Guides

Frequently asked questions

Saturation Pay is an integrated banking and expense management platform built for production companies. It includes a bank account with routing and account numbers, virtual and physical Visa expense cards, bill pay, and real-time budget tracking, all inside Saturation.

You can fund your account via ACH transfer, wire transfer, or a direct transfer from a connected bank account. Funds typically arrive within 1-2 business days for ACH and same day for wire transfers.

Yes. Your funds are held at FDIC-insured partner banks, not directly by Saturation, and are protected up to applicable limits. This means your money is stored with the same safeguards used by traditional financial institutions, giving you confidence that your funds remain secure, accessible, and properly handled at all times.

You can issue unlimited virtual and physical Visa expense cards at no additional cost. Each card can have its own spend limit, merchant category restrictions, and project allocation.

Yes. Project allocations let you set hard spend caps per project, department, or individual. Producers with role-based access see only the projects assigned to them, not company-wide finances.

Yes. Saturation integrates with QuickBooks for seamless accounting sync. Transactions, categories, and receipts flow directly into your accounting system without manual data entry.

Saturation Pay is included on the Pro, Team and Enterprise plans, with no monthly fee for the bank account or card issuance. Outgoing payments are billed per transaction: $0.50 per ACH payment and $15 per domestic wire.

Unlike a generic business bank account, Saturation Pay is purpose-built for production. It includes project-level allocations, production-specific expense categories, automatic budget tracking, receipt capture, and role-based access. Features no traditional bank offers.

In most cases, yes. A single-purpose LLC exists to keep one production's money, contracts and liabilities apart from everything else, and mixing its funds with the parent company's or another show's weakens that separation and makes audits and incentive reporting harder. In Saturation, project allocations cap spending per project inside one account, but they are not separate accounts or reserved funds, so they do not replace a separate account for a separate legal entity.

Saturation Pay is available to registered US businesses. You apply from the Banking section with business registration information, tax identification details and ownership verification documents, and every account goes through standard KYC checks. Applications typically process within 1 to 2 business days. There are no setup fees and no minimum deposit, but the account becomes active only after your first deposit. Owners, Admins and Accountants can use the core banking functions.

Yes. The account has real ACH and wire routing and account numbers, and Saturation support can coordinate a verification of deposit, bank letter, audit confirmation letter or proof of funds with the underlying bank. You can also export bank statements as PDF or CSV from the Funds page under Banking, and export full transaction history to CSV with project and category tagging.

Not currently. Outgoing payments go to US vendor bank accounts by ACH or domestic wire, and both typically process in 1 business day. ACH payments are billed at $0.50 each and domestic wires at $15 each. For crew or vendors paid abroad, use a separate payment route, then connect that account through Plaid so those transactions come into Saturation and can be coded to the budget.

See more of Saturation

Banking is just one part. The budget that plans the money, the expenses that spend it and the reports that explain it are the same system, not four tools wired together, so nothing has to be re-entered or reconciled between them.

Budget Engine 2.0

One engine. The numbers agree.

Budgeting

Receipt scanning

Receipts arrive already coded.

Expense management

Reports

Drag blocks onto the page and split a row in two.

Reporting

One platform. Every dollar. Real time.

Join thousands of production companies that have replaced spreadsheets, petty cash, and disconnected tools with Saturation Pay.

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  1. Saturation Pay accounts are provided through Stripe Treasury. Money transmission services are provided by Stripe Payments Company.
  2. Funds are held at Fifth Third Bank, N.A., Member FDIC, through Stripe's banking infrastructure.
  3. Saturation Pay Visa cards are issued by Celtic Bank, Member FDIC.
  4. ACH transfers typically settle within 1-2 business days. Wire transfers may settle same day depending on the receiving institution.

Money transmission services provided by Stripe Payments Company, with funds held at Fifth Third Bank, N.A., Member FDIC. Saturation Pay Visa® P-Cards are issued by Celtic Bank. Banking services are provided by Stripe Treasury and are not provided by Saturation directly. Saturation is not a bank.